Save The Dream Ohio

Save the Dream Ohio : Help for Homeowners

If you are behind on your mortgage or struggling to afford your monthly payments, don't wait—help is free! Call the Save the Dream Ohio hotline at 888.404.4674 today!

Ohio Foreclosure Prevention Workshop -- an online workshop to learn about the foreclosure process from top to bottom.
Coping with Tough Financial Times
Your Money
Your Mortgage
Your Options
Scams, Scams, Scams
Recovering From Foreclosure
Tools For Homeowners

Restoring Stability: A Save the Dream Ohio Initiative -- The State of Ohio launched a new initiative on September 27, 2010, to provide additional assistance to homeowners seeking to avoid foreclosure. To learn more, visit:
Restoring Stability: A Save the Dream Ohio Initiative
Apply for Assistance Online!

Foreclosure Mediation
In Ohio, homeowners may request foreclosure mediation for their foreclosure cases after they have received a foreclosure notice. In foreclosure mediation, a neutral third party mediator helps a borrower and a servicer negotiate in an attempt to resolve a mortgage dispute. Foreclosure mediation is now available in all 88 counties in Ohio. To learn more about the program and whether it is right for you, click here to visit the Supreme Court of Ohio website.
Foreclosure Mediation Contact Information by County

Events For Homeowners
Save the Dream sponsors outreach events to help connect Ohioans struggling with their mortgage payments access the help they need. Click here to learn about upcoming events to help struggling homeowners.

What To Do If You Have Lost Your Job
Learn about resources that are available to unemployed homeowners.

Helpful Tools From Making Home Affordable
Payment Reduction Estimator
Modification Estimator
Loan Look-Up

Beware of Foreclosure Rescue Scams -- Help Is Free!
Scam artists often target homeowners who are struggling to meet their mortgage commitment or anxious to sell their homes. Recognize and avoid common scams.
Assistance from a HUD-approved housing counselor is FREE.
Beware of anyone who asks you to pay a fee in exchange for a counseling service or modification of a delinquent loan.
Beware of people who pressure you to sign papers immediately, or who try to convince you that they can "save" your home if you sign or transfer over the deed to your house.
Do not sign over the deed to your property to any organization or individual unless you are working directly with your mortgage company to forgive your debt.
Never make a mortgage payment to anyone other than your mortgage company without their approval.

Watch this video from the Federal Trade Commission
Real People, Real Stories: Avoid Foreclosure Rescue Scams